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Why Is My October Salary Lower?
Today's explainerNov 1, 2026

Personal Finance

Why Is My October Salary Lower?

Thousands of employees saw a dip in their October take-home pay. The reason isn't a pay cut, but a major hike in the mandatory EPF wage ceiling from ₹15,000 to ₹25,000.

5 min read

Also explained

  • ·Why Are Indian Banks Running Out of Cash?
  • ·Why Big Tech's AI Spending Is Tanking Stocks
Closed · 30 Oct
NIFTY 50
23,053.10▲ 0.51%
BANKNIFTY
54,686.95▼ 0.41%
SENSEX
74,459.53▲ 0.42%
NIFTY IT
32,606.90▲ 2.32%

Recent explainers

All stories
Why Is My October Salary Lower?

Personal Finance

Why Is My October Salary Lower?

Thousands of employees saw a dip in their October take-home pay. The reason isn't a pay cut, but a major hike in the mandatory EPF wage ceiling from ₹15,000 to ₹25,000.

01 NOV · 5 min read

  1. 31 OCT

    Why Are Indian Banks Running Out of Cash?

    Economy · 5 min read

  2. 30 OCT

    Why Big Tech's AI Spending Is Tanking Stocks

    Business · 5 min read

  3. 29 OCT

    Why Is the US Fed Meeting Less Often?

    Economy · 5 min read

  4. 28 OCT

    Why GST on Discounts Is Changing From November 1 (2026)

    Markets · 5 min read

  5. 27 OCT

    Is the AI Boom Making Index Funds Too Risky?

    Investing · 4 min read

Markets

All markets
Why Cheap Valuations Can't Stop the 2026 Stock Slide

Markets

Why Cheap Valuations Can't Stop the 2026 Stock Slide

India's Nifty is down 13 per cent this Samvat, its worst performance in over a decade. Here is why 'cheap' stocks are failing to attract buyers and why BlackRock remains cautious.

26 OCT · 6 min read

Why 11 Crore Farmers Are Getting a Digital ID 2026

Policy

Why 11 Crore Farmers Are Getting a Digital ID 2026

The government has issued 11 crore unique Farmer IDs ahead of schedule. Here is how the AgriStack framework aims to automate loans and insurance while killing rural red tape.

25 OCT · 4 min read

What is the AI Rotation Paradox?

Markets

What is the AI Rotation Paradox?

While US tech giants face a massive sell-off, Indian IT stocks just had their best week in years. Here is how global investors are swapping AI builders for implementers.

17 OCT · 5 min read

Money

All money
Why Did SEBI Order a ₹546 Crore Refund? (2026)

Investing

Why Did SEBI Order a ₹546 Crore Refund? (2026)

SEBI ordered Avadhut Sathe Trading Academy to refund ₹546 crore for running an illegal advisory service under the guise of financial education.

24 OCT · 5 min read

Logic of Productivity Linked Bonus vs DA Calculation

Personal Finance

Logic of Productivity Linked Bonus vs DA Calculation

As Diwali approaches, the government uses inflation-based DA and output-based PLB to calculate festive pay. Here is the math behind the payout.

18 OCT · 5 min read

Why Are Indian Mutual Funds Blocking Bulk Gold ETF Buys?

Investing

Why Are Indian Mutual Funds Blocking Bulk Gold ETF Buys?

Mutual funds like HDFC and Kotak have halted large gold investments just as global prices top $4,150. Here is why SEBI is stepping in.

16 OCT · 5 min read

Start here

Full archive
Why is India Importing Sugar and Pulses in 2026?

Oct 23, 2026

Why is India Importing Sugar and Pulses in 2026?

Despite a seemingly normal monsoon, India's reservoirs are at just 67% capacity. Here is why the government is rushing to import staples to prevent a winter food price spike.

Economy · 5 min read

Why the Jio IPO Is Making the Indian Rupee Stronger

Oct 22, 2026

Why the Jio IPO Is Making the Indian Rupee Stronger

The Jio IPO has triggered a massive surge in the Indian Rupee. Here is how global investors selling dollars to buy Jio shares is accidentally driving up our currency's value.

Economy · 5 min read

Why India Cut Ethanol Prices in 2026 Maize Crisis

Oct 21, 2026

Why India Cut Ethanol Prices in 2026 Maize Crisis

India is cutting the price it pays for maize-based ethanol by Rs 3 per litre. We explain how a drought-led grain shortage forced a choice between green fuel and affordable chicken.

Economy · 5 min read

Why is rural credit growth slowing in India 2026?

Oct 19, 2026

Why is rural credit growth slowing in India 2026?

Indian banks are quietly retreating from the rural heartland as climate risks and a Super El Nino make farm lending too risky. Here is why your grocery bill is at stake.

Economy · 5 min read

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