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Personal Finance & Wealth

Monday, Aug 17
What actually happens to your EPF money, and why you have more than you think
Personal Finance
5 min read•25 July 2026

What actually happens to your EPF money, and why you have more than you think

That boring PF deduction on your salary slip is quietly building a fortune, doubled by your employer, tax-free, and bigger than you think. Here's how.

Your CIBIL score quietly decides how much your loans cost.
Personal Finance
5 min read•28 May 2026

Your CIBIL score quietly decides how much your loans cost.

A weak credit score cost one borrower ₹8.5 lakh extra on a home loan. Yet 45% of Indians have never checked theirs. Here's how it actually works.

Indians used to save first and spend later. The RBI says that's quietly changing.
Personal Finance
5 min read•25 May 2026

Indians used to save first and spend later. The RBI says that's quietly changing.

India's household debt has climbed to 41.3% of GDP, and over half of it now funds consumption, not assets. The RBI is watching. Here's what it means for you.

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