FirstScroll Money
What the numbers mean for your salary, EMI and investments.
Investing
What is the SEBI PRIM Framework for PMS? (2026)
SEBI has halved the entry barrier for professional money management to ₹25 lakh. Here is how the new PRIM route creates a middle ground between mutual funds and elite PMS.
28 SEPT · 5 min read
Personal Finance
Why am I being charged for UPI now?
Starting October 2026, the era of free UPI comes to a close for large transactions and mutual fund buys. Here is why the bill is finally landing on the counter.
22 SEPT · 5 min read
Personal Finance
How Does Buy Now Pay Later Make Money With No Interest?
Pay later apps charge you no interest, yet the business runs on billions. Here's how merchant fees, late fees and fast turnover pay for your free credit.
17 SEPT · 5 min read
Personal Finance
What the Repo Rate Actually Does to Your EMI
The RBI sets the repo rate, but it never touches your EMI directly. Here's the chain that decides how much your home loan changes, and how fast.
25 AUG · 5 min read
Personal Finance
What actually happens to your EPF money, and why you have more than you think
That boring PF deduction on your salary slip is quietly building a fortune, doubled by your employer, tax-free, and bigger than you think. Here's how.
25 JUL · 5 min read
Personal Finance
Your CIBIL score quietly decides how much your loans cost.
A weak credit score cost one borrower ₹8.5 lakh extra on a home loan. Yet 45% of Indians have never checked theirs. Here's how it actually works.
28 MAY · 5 min read
Personal Finance
Indians used to save first and spend later. The RBI says that's quietly changing.
India's household debt has climbed to 41.3% of GDP, and over half of it now funds consumption, not assets. The RBI is watching. Here's what it means for you.
25 MAY · 5 min read
Personal Finance
₹9.4 Crore Buys Only 96 Sq Ft in Mumbai. And That's the Least of Your Problems.
India's cities are getting richer. But for the middle class, owning a home is starting to feel less like a dream and more like a joke.
25 APR · 5 min read
Personal Finance
India Has 10.8 Crore Credit Cards Now. Most People Have No Idea How Expensive They Actually Are.
You pay the minimum due, feel okay about it, and move on. That one habit could cost you more money than your entire salary this year.
19 APR · 5 min read
Personal Finance
Your SIP Just Got A "GST Bill" Makeover (And It’s About Time)
SEBI just rewrote the mutual fund rulebook for the first time since 1996. Here is why your monthly SIP statement is about to look very different and why "hidden fees" are on the way out.
04 JAN · 5 min read
Personal Finance
Warren Buffett’s Money Rules for 2026: Timeless Lessons for Calm, Smarter Investing
As markets end 2025 on a high, Warren Buffett’s timeless money principles matter more than ever. From cash discipline and compounding to avoiding debt and hype, here’s a data backed guide on how to invest smarter and stay calm in 2026.
01 JAN · 5 min read
Personal Finance
Poor Man’s Gold Just Became Rich Man’s Crypto
Silver just smashed the ₹2 Lakh ceiling, leaving Gold and Nifty in the dust. Here is why your grandmother’s old dinner set might be the best investment you own.
28 NOV · 5 min read
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